BENEFITS WITHOUT BORDERS
Spectrum Group provides flexible and customizable global benefits insurance solutions to multinational organizations around the world.
Our Approach - The Spectrum Advantage
Spectrum Group, in partnership with leading global insurers and reinsurers, provides customized international benefits solutions — including health, life, disability, and travel insurance—for both expatriate and local national employees worldwide.
All Spectrum products include:
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Maximum flexibility
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Highly rated financial security
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Broad geographic coverage
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Secure online employer portal for program management, file sharing, enrollment, and more.
With this approach, organizations can cover more employees under a single plan, resulting in:
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Better pricing, terms and conditions
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Less restrictive underwriting
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Streamlined administration
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Higher employee satisfaction
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Spectrum Group is comprised of Spectrum Benefits, Inc. and Spectrum Life Ltd.
Spectrum Benefits, Inc. is a US based administrative agent, specialized in global benefits administration, that works with leading insurers and reinsurance companies.
Spectrum Life Ltd. is a Caribbean based global health, life, disability and travel insurance company focused on customized benefit solutions for multinational organizations.
For more than three decades, our executive team has delivered innovative, flexible solutions to Fortune 100 companies, international NGOs, and multinational organizations of every size.
Spectrum Benefits
Leading Administrator
Spectrum Benefits is a US based administrative company that manages an exceptional product suite featuring group health, life, disability and travel for multinational organizations. Our team has decades of experience in the implementation and delivery of benefit programs. We are the exclusive administrative company for our affiliated insurance company, Spectrum Life Ltd., and also administer exclusive programs for other leading insurers and reinsurers in the global benefits market.
Flexibility and Customization
Depending on your company profile, locations and benefit approach, we can offer customized plans meeting your requirements and covering expatriates, third country nationals and/or local nationals in most countries worldwide.
Standard products are not available to US residents.
Protecting Multinational Employees
Global benefits insurance protects employees by providing health, life and disability coverage that extends across multiple countries and regions. It ensures continuous protection when employees travel, relocate, work abroad or in their home country, avoiding gaps between local systems. This coverage supports employee well-being and helps companies attract and retain global talent.
Our comprehensive international benefits solutions can play a crucial role in helping your employees and your organization reach new heights.
Get in Touch
We look forward to hearing from you and learning more about your global benefit requirements.
Spectrum Group
2332 Galiano Street, 2nd Floor
Coral Gables, FL 33134 USA​
